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August Trevino

Empowering Wellness: A Guide to Funding Your Healthcare Business through a CDFI

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For many healthcare entrepreneurs, the bridge between a visionary medical concept or a functioning practice is paved with capital. Whether you are launching a specialized physical therapy clinic, expanding a home health agency, or modernizing a neighborhood dental office, the traditional banking world can often feel inaccessible. High entry costs, the “startup” label, or a lack of extensive credit history frequently lead to “no” from big-box lenders.

a non-profit Community Development Financial Institution (CDFI), operates on the belief that access to capital should not be the barrier to success. For small healthcare businesses, a CDFI offers more than just a loan; it provides a financial lifeline designed to foster community health and economic growth.

What is a CDFI?

While banks focus on minimizing risk through rigid algorithms, a CDFI focuses on the potential of the entrepreneur. They specialize in providing credit to small business owners who may not meet the strict requirements of traditional commercial sources.

For the healthcare sector, this means a CDFI is a prime candidate for funding micro-practices, medical startups, and underserved health services. They work alongside government agencies and private donors to offer specialized programs that often feature lower interest rates than traditional market products.

What a CDFI Provides: Funding Options for Healthcare

A CDFI’s product suite is versatile, catering to the unique overhead demands of the healthcare industry—from expensive diagnostic machinery to essential payroll during the first few months of operation.

  1. Small Business & Microloans

The bread and butter of a CDFI, these loans range from as little as $500 to $250,000. In healthcare, these funds are frequently used for:

  • Working Capital: Covering day-to-day operations, insurance premiums, and licensing fees.
  • Inventory and Supplies: Stocking medical consumables, PPE, or pharmaceutical inventory.
  • Equipment Financing: Purchasing exam tables, X-ray machines, or specialized software for Electronic Health Records (EHR).
  1. SBA 504 Loans

For established healthcare businesses looking to stop renting and start owning, a CDFI offers SBA 504 loans. These are designed for major fixed assets. If you are looking to purchase a permanent medical office or build a new clinic from the ground up, this program provides:

  • Long-term, fixed-rate financing.
  • Lower down payments (typically 10-15%).
  • Loan amounts that can go up into the millions.
  1. Special Programs & 0% Interest Loans

A CDFI frequently partners with specific cities (like San Antonio, Houston, or Laredo) to offer 0% or low-interest loan programs. These are often targeted at businesses that commit to job creation—a perfect fit for a growing clinic looking to hire its first nurse or administrative assistant.

What Your Business Needs to Provide: The Path to approval

While a CDFI is more flexible than a bank, they are still responsible lenders. To obtain a loan, your healthcare business must demonstrate a clear plan for repayment and operational stability.

The application Checklist

To get started, you will typically need to provide the following documentation:

  • Identification: a valid government-issued ID (Driver’s License) for all owners.
  • Business Structure: Your Employer Identification Number (EIN) and legal formation documents (LLC, S-Corp, etc.).
  • Financial History:
    • Three months of bank statements (personal and/or business).
    • Tax Returns: Typically the most recent 1–2 years of federal returns.
    • Financial Statements: a current Profit & Loss (P&L) statement and Balance Sheet for existing businesses.
  • a Solid Business Plan: Especially for startups, you must provide a detailed narrative of how the business will generate revenue and a breakdown of how the loan funds will be used.
  • Collateral: Most CDFI loans require collateral. In healthcare, this often includes a lien on the equipment being purchased or other business assets.

Eligibility Criteria

  • Age: You must be at least 21 years old.
  • Credit History: While they do not require a “perfect” score, you should be able to show at least 6 months of positive credit history and be in good standing with other creditors.
  • Industry: Most healthcare services are eligible, though certain “speculative” or “passive” businesses may be excluded.

The ” CDFI advantage”: Beyond the Money

What sets a CDFI apart for the healthcare entrepreneur is the Technical assistance. They understand that a doctor or therapist is an expert in their field, but might be new to “running a business.”

When you take a loan from a CDFI, you gain access to:

  • Business Coaching: One-on-one consultations to help with financial management.
  • Workshops: Training on everything from digital marketing for your clinic to mastering QuickBooks.
  • Community: a network of fellow entrepreneurs and mentors who understand the local economic landscape.

How to Get Started

Applying for funding through a CDFI is designed to be efficient, often taking only about 20 minutes to complete the initial application. Once all documents are submitted, the average time to fund can be as fast as 3–5 business days.

If you are ready to take your healthcare business to the next level but the traditional banks have left you feeling stranded, I can help, I can assist  you through the whole process from drafting a business plan summary, to reviewing your qualifications and matching your needs with a specific CDFI .

Contact me today, the sooner you start, the sooner your funding could be available to help your business grow.

August Trevino
Fractional Executive
Commercial Strategist
Direct: (210) 951-9268
e-Mail: au.ent9@gmail.com
Webpage: https://www.linkedin.com/in/acttoday/

Commercial Leaseback as a Strategic Funding Tool in Healthcare

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Healthcare organizations operate in one of the most capital-intensive industries in the economy. Hospitals, outpatient centers, physician groups, imaging facilities, hospice, senior care etc, must continually invest in high-cost equipment, technology, and compliance—all while managing reimbursement pressures, labor, and regulatory complexity. In this environment, access to flexible, non-dilutive capital is critical.

One increasingly attractive funding strategy is the commercial leaseback, a structure that allows healthcare providers to unlock capital tied up in owned real estate or equipment without interrupting operations. When used strategically, leasebacks can improve liquidity, strengthen balance sheets, and support long-term growth.

What Is a Commercial Leaseback?

A commercial leaseback (often called a sale-leaseback) is a transaction in which a company sells an owned asset to an investor and simultaneously leases it back for continued use. The seller becomes the tenant, while the buyer becomes the landlord or equipment lessor.

Leasebacks can involve:

  • Commercial real estate (hospitals, medical office buildings, surgery centers, labs)
  • Healthcare equipment (imaging systems, surgical equipment, diagnostic devices, IT infrastructure)

From the provider’s perspective, the transaction converts an illiquid, fixed asset into immediate cash while preserving full operational control of the facility or equipment.

Why Leasebacks Are Particularly Relevant in Healthcare

Healthcare providers often hold a disproportionate amount of capital in non-earning assets. A hospital campus, imaging center, or fleet of high-value equipment may be essential to operations but does not directly generate financial returns in the way clinical services do.

Leasebacks address several structural challenges common in healthcare:

  1. Capital constraints – Traditional bank financing may be limited, slow, or restrictive.
  2. Reimbursement pressure – Cash flow volatility makes liquidity critical.
  3. Rapid technology cycles – Equipment becomes obsolete faster than real estate depreciates.
  4. Growth demands – Expansion, acquisitions, and service line investments require capital.
  5. Balance sheet optimization – Asset-heavy balance sheets can limit strategic flexibility.

By monetizing owned assets, healthcare organizations can redeploy capital into patient care, growth initiatives, and operational improvements.

Real Estate Leasebacks in Healthcare

Common Asset Types

  • Acute-care hospitals
  • Medical office buildings (MOBs)
  • Ambulatory surgery centers (ASCs)
  • Imaging centers
  • Behavioral health facilities
  • Specialty clinics and labs

In a real estate leaseback, the healthcare provider sells the property to an investor—often a healthcare-focused real estate fund or REIT—and signs a long-term lease, typically ranging from 10 to 25 years.

Benefits of Real Estate Leasebacks

Immediate liquidity
The transaction can free millions (or tens of millions) of dollars in capital that was previously tied up in bricks and mortar.

Operational continuity
Providers continue operating in the same facility with no disruption to patient care, staff, or branding.

Predictable occupancy costs
Long-term leases provide rent certainty, aiding budgeting and financial planning.

Risk transfer
Ownership risks such as market value fluctuations, structural obsolescence, and certain capital expenditures may shift to the investor, depending on lease terms.

Strategic focus
Management can focus on clinical outcomes and growth rather than property ownership.

Considerations and Trade-Offs

  • Lease terms may include escalators tied to inflation or fixed annual increases.
  • Some leases are triple-net (NNN), meaning the tenant remains responsible for taxes, insurance, and maintenance.
  • Selling real estate reduces balance sheet assets, which may affect certain financial ratios.

For many healthcare providers, these trade-offs are acceptable when weighed against the liquidity and strategic flexibility gained.

Equipment Leasebacks in Healthcare

In addition to real estate, healthcare organizations often own millions of dollars in equipment—much of it rapidly depreciating but mission-critical.

Common Equipment Eligible for Leaseback

  • MRI, CT, PET scanners
  • Linear accelerators
  • Surgical robots
  • Cath lab equipment
  • Laboratory and diagnostic systems
  • IT and data center infrastructure

An equipment leaseback involves selling owned equipment to a lessor and leasing it back under fixed terms, often aligned with the useful life of the asset.

Why Equipment Leasebacks Make Sense

Unlocks trapped capital
Many providers own equipment outright that no longer supports financing but still holds significant market value.

Preserves clinical capability
Providers continue using the same equipment without interruption or retraining.

Aligns cost with usage
Lease payments spread the cost of equipment over time, matching expenses to revenue generation.

Supports technology refresh cycles
Lease structures can include upgrade or replacement options, helping providers avoid technological obsolescence.

Alternative to debt
Equipment leasebacks may be off-balance-sheet or treated differently than traditional loans, depending on accounting standards and structure.

Strategic Uses of Leaseback Capital in Healthcare

Healthcare organizations commonly use leaseback proceeds to:

  • Fund expansions or new service lines
  • Acquire physician practices or ambulatory centers
  • Invest in digital health, EHRs, and cybersecurity
  • Reduce higher-cost debt
  • Stabilize working capital during reimbursement delays
  • Support turnaround or restructuring initiatives

Unlike equity financing, leasebacks do not dilute ownership or governance control—an important consideration for physician-owned groups and nonprofit systems.

Regulatory and Compliance Considerations

In healthcare, leasebacks must be structured carefully to comply with applicable regulations, including:

  • Stark Law
  • Anti-Kickback Statute
  • Fair Market Value (FMV) requirements
  • Commercial reasonableness standards

Lease terms must reflect market rates and legitimate business purposes. Working with experienced healthcare legal counsel and specialized investors is essential to avoid compliance risk.

Who Uses Healthcare Leasebacks?

Leasebacks are used across the healthcare spectrum, including:

  • Independent physician groups
  • Multi-site specialty practices
  • Ambulatory surgery center operators
  • Regional hospital systems
  • Behavioral health and post-acute providers
  • Private equity-backed healthcare platforms

They are particularly valuable for organizations in growth mode or those seeking balance sheet flexibility without taking on additional traditional debt.

Conclusion

Commercial leasebacks—covering both real estate and equipment—represent a powerful but underutilized funding strategy in healthcare. By converting owned assets into liquid capital, providers can strengthen financial resilience, support growth, and focus on their core mission: delivering high-quality patient care.

In an industry facing constant change and capital pressure, leasebacks are not merely a financing tool—they are a strategic option for healthcare organizations seeking flexibility, stability, and long-term sustainability.

 

If you would like to discuss Lease Sale back in reference to your business, please Contact

August Trevino
Direct: ‪(210) 951-9268
e-Mail: au.ent9@gmail.com

 

August Trevino
Fractional Executive
Commercial Strategist
Direct: (210) 951-9268
e-Mail: au.ent9@gmail.com
Webpage: https://www.linkedin.com/in/acttoday/

 

Medical Funding for Service and Healthcare Providers.

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12/2025 By August Trevino commercial strategist

Introduction:

Nature of Transaction: Funding is a debt (a loan), while factoring is considered the sale of an asset.

 Medical Receivable funding (MRF) is designed as a quick funding solution for service companies that bill healthcare providers directly. Examples would be staffing, transcription, hospice, supplies/devices, etc.

Medical factoring (MF) is designed as a quick funding solution for healthcare providers that bill insurance directly (Insurance Companies, Medicare/Medicaid, etc.). Examples would be physician medical practices, hospitals, rehabilitation centers, nursing / assisted living facilities, etc.

Let’s start with Medical Receivable Funding. (MRF) has emerged as a vital financial tool for service companies that bill healthcare providers directly. In industries where cash flow is often strained by delayed reimbursements, MRF offers a streamlined solution to bridge the gap between invoicing and payment.

The challenge of delayed working with payments for healthcare providers, including hospitals, clinics, and long-term  care facilities, is that they operate within complex reimbursement structures. Payments may be delayed due to insurance verification, compliance checks, or administrative bottlenecks. For service companies that support these providers, such delays can create significant financial stress. Payroll obligations, vendor payments, and operational expenses continue regardless of when invoices are settled. Without reliable cash flow, even well-established businesses can struggle to maintain stability.

MRF is designed to address this challenge by converting outstanding receivables into immediate cash. Instead of waiting weeks or months for healthcare providers to pay invoices, service companies can sell or finance their receivables through specialized funding firms. These firms advance a percentage of the invoice value—often within 24 to 48 hours—providing the company with quick liquidity. Once the healthcare provider pays the invoice, the funding firm collects repayment, deducts its fees, and remits any remaining balance to the service company. This process is similar to commercial factoring but tailored specifically to the healthcare ecosystem. By focusing on receivables tied to medical providers, MRF firms understand the unique payment cycles and compliance requirements of the industry.

The advantages of MRF are multifaceted:

  • Immediate Cash Flow: Companies gain access to funds quickly, ensuring they can cover payroll, purchase supplies, and manage day-to-day operations without disruption.
  • Operational Stability: Predictable funding allows businesses to plan growth strategies, expand services, and invest in new technologies.
  • Reduced Financial Stress: By eliminating the uncertainty of delayed payments, MRF helps companies focus on service delivery rather than collections.

This next section deals with medical factoring (MF).

Healthcare providers operate in a financial environment unlike most other industries. Physician practices, hospitals, rehabilitation centers, and nursing or assisted living facilities often deliver services upfront but must wait weeks—or even months—for reimbursement from insurance companies, Medicare, or Medicaid. This lag in payment can create significant cash flow challenges. Medical factoring (MF) has emerged as a practical solution, offering immediate liquidity by turning receivables into cash.

What Is Medical Factoring?

Medical factoring is a financial transaction in which healthcare providers sell their insurance receivables to a factoring company. Instead of waiting for insurers or government programs to process claims, providers receive a cash advance—often within 24 to 48 hours. The factoring company then collects the payment directly from the insurer when it becomes due. Importantly, this arrangement is not a loan. Funding through traditional debt instruments adds liabilities to the balance sheet, while factoring is considered the sale of an asset. This distinction makes MF an attractive option for providers seeking liquidity without incurring debt.

Why Healthcare Providers Use MF

Healthcare organizations face high operating costs, from payroll and medical supplies to rent and compliance expenses. Delayed reimbursements can disrupt operations, even for financially stable practices. Medical factoring addresses these challenges by:

  • Accelerating cash flow: Providers gain immediate access to funds tied up in insurance claims.
  • Avoiding debt obligations: Factoring does not involve interest payments or loan covenants.
  • Reducing administrative burden: Factoring companies often manage collections, freeing staff to focus on patient care.
  • Supporting growth: Reliable cash flow enables providers to expand services, hire staff, or invest in new equipment.

Who Benefits from Medical Factoring?

Medical factoring is particularly useful for organizations that bill insurance directly. Examples include:

Physician practices: Smaller clinics often struggle with reimbursement delays. Factoring ensures they can cover payroll and operating costs.

  • Hospitals: Large institutions face significant overhead. Factoring stabilizes cash flow during periods of high patient volume.
  • Rehabilitation centers: Extended treatment programs rely heavily on insurance payments. Factoring provides predictable funding.
  • Nursing and assisted living facilities: With ongoing care needs and high staffing costs, these organizations benefit from faster access to receivable funds.

How the Process Works

  1. Claim submission: The provider submits insurance claims as usual.
  2. Sale of receivables: The factoring company purchases the claims, typically advancing 70–90% of their value immediately.
  3. Collection: The factoring company collects payment from the insurer.
  4. Settlement: Once payment is received, the factoring company remits the remaining balance to the provider, minus a small fee.

Advantages and Considerations for these types of funding.

Medical factoring and funding offers clear advantages: speed, flexibility, and reduced financial stress. However, providers should carefully evaluate these companies. Fees vary, and transparency in contract terms is essential. As example disclosures, some companies alter the client that you are factoring and some companies will keep this confidential. While factoring improves cash flow, it does not increase reimbursement rates or eliminate systemic delays in insurance processing. It is always advised to seek advice from a professional with experience in this field.

 

August Trevino

FRACTIONAL EXECUTIVE

COMMERCIAL STRATEGIST 

Direct: ‪(210) 951-9268

e-Mail: au.ent9@gmail.com

Webpage: linkedin.com/in/acttoday

Outside The Box Funding for Medical Practice and Healthcare Business

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Whether you are a physician’s office or in some form of healthcare delivery  you accept or should be accepting credit cards. This opens the door for an excellent form of credit line funding known as a merchant advance (MCA).

A merchant cash advance (MCA) is a form of business funding designed for companies that generate consistent revenue and may need fast access to working capital. Unlike traditional bank loans, an MCA is not technically a loan. Instead, it is the purchase of a portion of a business’s future receivables in exchange for a lump-sum amount of funding, the business agrees to repay the advance using a percentage of daily or weekly sales or a fixed debit schedule drawn directly from its business bank account.

One of the main advantages of an MCA is the speed of funding. Many providers can approve applications and deposit funds within 24 to 72 hours. This makes MCAs appealing to businesses that need to cover urgent expenses, seize a time-sensitive opportunity, or handle temporary cash-flow gaps. Additionally, credit requirements tend to be much more flexible compared to traditional financing. Businesses with lower credit scores or limited collateral can still qualify as long as they show consistent revenue.

There are two primary methods of repayment. The first is called split funding, where a small percentage of each credit card transaction is automatically taken out and directed to the provider. The second method, now more common, is ACH daily or weekly repayment, in which a set amount is withdrawn directly from the business’s bank account. Because of this arrangement, a business does not generally need a specific merchant account provider to receive an MCA. Most existing payment systems work just fine. The main requirement is being able to provide bank statements and revenue history.

However, it is important to understand the cost structure. Instead of an interest rate, MCAs use a factor rate, which is a multiplier applied to the advance amount. For example, if a business receives $20,000 and the factor rate is 1.25, the total repayment amount becomes $25,000. The factor rate does not change based on how quickly or slowly the business repays because many MCAs are repaid over a short period (often a few months).

To qualify, most providers look at revenue stability, average monthly sales, the length of time the business has been operating, and the consistency of deposits. A history of frequent overdrafts or insufficient funds may reduce approval chances. Businesses that process consistent daily or weekly sales, especially through debit and credit card transactions, tend to receive more favorable offers.

Before accepting an MCA, businesses should review the repayment method and ensure it fits with their cash flow. It is advisable to seek a consultant who is well versed on MCA’s. A repayment schedule that is too aggressive can create financial strain. It is also valuable to compare multiple offers, review all fees, and understand whether the agreement renews or stacks additional advances. As a note, once paid you can immediately pull another MCA. Also in most cases you will qualify for a higher loan amount at a lower factor.

Merchant cash advances can be a useful financing tool when used strategically. They provide speed, flexibility, and accessibility, especially for businesses that may not qualify for traditional loans. The key is to approach them with clear understanding, careful evaluation, and thoughtful planning to ensure they support the business rather than overwhelm it.

AugustTrevino

Mr. August Trevino is a commercial strategist with over thirty years of experience with specialization in small business funding. To discuss your business funding needs he can be reached at email, au.ent9@gmail.com Ph, (210) 951-9268‬

Exploring Alternatives: ‘Hard Money’ as an Outside-the-Box Small Business Funding Option

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By August Trevino, Commercial Consultant

In the landscape of commercial finance, banks are not the sole arbiters of capital. Businesses often seek funding from alternative sources, including investment groups and private entities—collectively known in the industry as Hard Money Lenders. These lenders represent a distinct funding avenue, particularly beneficial for businesses with immediate capital needs or those who may not meet traditional bank loan criteria.

The Appeal of Hard Money Financing

The primary benefits of engaging with Hard Money Lenders center on speed and accessibility:

  • Expedited Funding: A key advantage is the significantly faster funding process. Qualified borrowers can often access loan proceeds or credit lines within days, sometimes as soon as 24 hours, compared to the protracted timelines of conventional banking.
  • Lower Qualification Hurdles: Hard Money Lenders typically impose more lenient credit score requirements. Qualification for a business term loan or line of credit may only require a personal FICO score of 600 to 680. While some business loans may necessitate an established business credit history, the overall barrier to entry is lower.
  • Emergency Capital Source: Although Hard Money Lenders may not offer the most affordable financing, their rapid funding capability and simplified application process make them an invaluable option for businesses facing emergency capital expenditures who cannot afford to wait through a traditional loan application and underwriting process.

Understanding the Trade-Offs

It is crucial for professional borrowers to understand the specific characteristics of this alternative funding:

  • Short-Term Nature: These loans are characteristically short-term, with repayment periods often ranging from 12 to 24 months.
  • Higher Interest Rates: The convenience and risk profile associated with this speed and leniency translate into higher interest rates compared to typical bank loans. However, starting Annual Percentage Rates (APR) can begin at 20%, which may, in certain cases, be competitive with or lower than some business credit cards.
  • Flexible Repayment Structures: Repayment schedules can vary widely, from weekly to monthly payments, often with automatic withdrawals, and may occasionally be structured as interest-only for the duration of the term.

Types of Hard Money Financing

Hard Money Lenders generally offer small businesses the opportunity to obtain financing through two primary product structures:

  • Business Term Loan: This is a lump-sum installment loan. Borrowers receive the entire principal amount upfront and repay the proceeds, plus interest and fees, according to a fixed schedule. Hard Money Lenders typically offer short-term business loans with repayment periods between 18 and 24 months.
  • Business Line of Credit (LOC): Functioning as a revolving account similar to a business credit card, the LOC grants the business a set credit limit. The borrower can draw up to this limit, and the credit becomes reusable as the balance is repaid during the draw period. Interest is only owed on the amount borrowed, not the full credit line.

Prepayment Flexibility

A significant feature of many Hard Money products is the option for early repayment. Lenders typically do not impose prepayment penalties if a term loan or line of credit is paid off ahead of schedule. Furthermore, some borrowers may qualify for a Prepayment Benefit, where the lender waives any remaining interest. However, in cases where this benefit is not granted, the borrower may still owe up to 75% of the remaining interest disclosed in the loan agreement upon early settlement.

Typical Product Details

 

Feature Details
Loan Amount $5,000 to $250,000+
APR (Annual Percentage Rate) Starting at 20%*
Typical Term 12–24 month repayment term (resets with each LOC withdrawal)
Repayment Schedule Weekly to monthly payments (typically automatic draw)
Funding Speed Instant funding availability (upon approval)
Minimum Credit Score Personal FICO score of 600
Bottom Line

For companies requiring rapid access to capital with minimal qualification requirements, Hard Money Lenders offer flexible term loan and line of credit solutions that serve as a viable and effective alternative to traditional bank financing.

Is your business currently evaluating its funding strategy, and if so, are these short-term, high-speed options a consideration?

 

August Trevino is a Commercial Funding Strategist with 20+ years of proven success in securing funding / cash injections for both new and established businesses. To discuss your business, contact

August Trevino
Email: au.ent9@gmail.com
Phone: ‪(210) 951-9268
Web: linkedin.com/in/acttoday

Local Business Leader August Trevino Expands Portfolio with New Capo’s Pizzeria Franchise

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San Antonio is abuzz with the news that August Trevino, a respected local businessman and dedicated Healthcare Leaders of San Antonio board member, has recently acquired a new franchise: Capo’s Pizzeria Babcock. L

ocated at 4263 NW Loop 410 #100, San Antonio, TX 78229, this new establishment brings the distinctive tastes of Buffalo, New York, right to our community.

Capo’s Pizzeria is renowned for its Buffalo-style pizza, subs, and wings. The franchise proudly states, “Capo’s Pizzeria has brought the flavors of Buffalo, NY to San Antonio. Specializing in Buffalo-style pizza, subs, and wings, we offer an authentic culinary journey that has won us numerous local awards. Join us and experience the quality and passion that makes Capo’s Pizzeria a beloved local favorite.”

Trevino’s latest venture is a testament to his continued commitment to local economic growth and his keen eye for successful business opportunities. His involvement is sure to bring the same level of dedication and excellence to Capo’s Pizzeria Babcock that he applies to all his endeavors.

 

This new Capo’s Pizzeria location promises to be a welcome addition to San Antonio’s vibrant culinary scene, offering residents a chance to savor authentic Buffalo flavors without leaving Texas.

 

 

 

 

Streamline Your Revenue Cycle with Wave Online’s Expert RCM Services

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Streamline Your Revenue Cycle with Wave Online’s Expert RCM Services

By August Trevino 02-2025

In today’s complex healthcare landscape, optimizing your revenue cycle is crucial for financial stability and growth. Lagging payments, denied claims, and inefficient processes can significantly impact your bottom line. Wave Online, your trusted RCM partner with 25 years of excellence, understands these challenges and offers comprehensive Revenue Cycle Management (RCM) services designed to maximize your practice’s profitability.   

We’re not just meeting industry benchmarks – we’re exceeding them. 

Our advanced processes, cutting-edge technology, and dedicated team consistently outperform industry metrics, delivering superior results for our clients.   

A No-Obligation Consultation: Your First Step to RCM Success

We’re so confident in our ability to improve your revenue cycle that we’re offering a no-cost, no-obligation consultation and analysis. This comprehensive review will help you:

  • Identify reasons for your Billing and Collections Lag: Pinpoint the bottlenecks in your current system that are slowing down your cash flow.
  • Analyze the reasons for Denial and Rejections: Understand the root causes of denied claims and implement strategies to prevent them.
  • Capture differences in Contracted vs. Actual Payments: Ensure you’re receiving the full reimbursement you’re entitled to for your services.
  • Evaluate your Front-End Operations, A/R, and Processes: Optimize your front-end processes to improve efficiency and reduce errors.

This consultation is a risk-free opportunity to gain valuable insights into your current RCM performance and discover how Wave Online can help you achieve your financial goals. Let us show you how we can transform your revenue cycle and improve the efficiency and profitability of your practice.

The Wave Online Advantage: Exceeding Industry Standards

At Wave Online, we’re committed to providing best-in-class RCM services that deliver tangible results. Here’s how we compare to National MGMA benchmarks:

  • Faster Claims Processing: Our average claims processing time is just 35 days, significantly faster than the MGMA standard of 40 days. This means quicker revenue for your practice.   
  • Higher First-Pass Resolution Rate: We achieve an impressive 92% first-pass resolution rate, surpassing the MGMA benchmark. This reduces denials, minimizes rework, and boosts your cash flow.   
  • Lower A/R Days: Our clients enjoy an average A/R day of 38, considerably better than the MGMA standard of 40 days. This demonstrates our efficiency in collecting outstanding balances.

Controlling Your Accounts Receivable

Effective management of Accounts Receivable (A/R) is essential for a healthy revenue cycle. According to MGMA, the median percentage of A/R over 90 days is 21%, with the top tenth percentile at 14%. At Wave Online, we empower our clients to achieve top-tier performance. Based on the best practices of our high-performing clients, we strive to help providers achieve an A/R > 90 days of less than 15% of the total, significantly improving their financial health.   

Partner with Wave Online for RCM Excellence

Choosing the right RCM partner is a critical decision. With Wave Online, you’re not just getting a service provider; you’re gaining a dedicated partner committed to your success. Our 25 years of experience, combined with our advanced technology and expert team, allows us to deliver exceptional results that set new standards in the healthcare industry. 

Visit our website at https://wavehca.com/practice-performance | to learn more and schedule your no-obligation consultation today. Let Wave Online help you unlock the full potential of your revenue cycle.